The original goal of Skills Future Credit scheme aims to encourage individual ownership of skills development and lifelong learning. All Singaporeans aged 25 and above will receive S$500 credit each. Little did the government realize that some operators turned this life long learning scheme into the financing of "buffet lunch treats" for senior citizens. It is troubling to see that there seems to be an emerging trend of unscrupulous training centers targeting senior citizens to suck out the Skills Future Credit of S$500 granted. The modus operandi is to offer free hotel buffet lunch. The emphasis by the training centers and their sales team is not on how useful their courses are but instead, "free hotel buffet lunch" is being marketed aggressively to senior citizens. Senior citizens are encouraged to bring along their friends and refer them to the training centers.  

My mum was approached by one of...