Credit cards can give actually save you some money!

That's if you use it responsibly and avoid owing the bank on repayments.

I know right, school didn't really teach much on it.

This post is to share the best credit cards for university and tertiary students!

Why using credit cards are better than debit card!

I am currently using the FRANK debit card by OCBC as it was free and I was attracted by its variety of designs. 

Why did i resist using a credit card till now?

I was afraid to use a credit card because of the risk that comes along with it.

Did you also think that if you weren't able to repay what you borrowed, then you would damage your credit record which would be a huge financial burden?

Maybe all future applications such as car loans and

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