Personal Finance
How Much Can You Actually Save by Moving From a Condo to an HDB Flat?
By ValueChampion  •  November 7, 2019

In the past few decades, we have seen a dynamic Singapore property market. The ever-changing property regulations, fluctuations in mortgage interest rates and uncertainty of the economic future have led some to take a pragmatic approach of "downgrading" to affordable housing as opposed to over-leveraging financial facilities for acquiring a property that puts them in greater debt. The truth is, buying and selling property takes a lot of careful calculations, and any misguided move can lead to major financial mishap that can impact one’s financial stability for a long time.

According to a survey released in October, local property buyers are beginning to take a 'wait-and-see' approach due to the looming concerns of the Singapore economy. There are also declining interest rates due to the sky-rocketing prices of private homes and negative projection of rental yields. With all these uncertainties surrounding the property market, it is no wonder that some

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By ValueChampion
We distill sprawling marketplaces—for insurance, credit cards, bank accounts, and more—down to choices that represent a sweet spot for value—as in offering the features, returns, or experience we think you need for the smallest outlay. We ask: Is the return on a particular purchase or decision worth the cost or risk of that option, and how does the choice stack up against other options?
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