Tl;dr: cashback for low spenders, miles for high spenders, and leave a comment if you want my recommendations

It’s up there with age-old rivalries: cats vs dogs, DC vs Marel, Coke vs Pepsi, iOS vs Android… If you have spent any time at all trying to pick a credit card, you’ve probably pondered between cashback and miles at one point.

It seems to me that most people in this debate are quite polarised and are firmly on one side or the other. Personally, I chase both and have no allegiance to either camp, and I’m of the opinion that this really depends on the person. It’s not that much different from picking your smartphone platform since it boils down to your personal habits and preferences. If you’re picking a strategy to embark on, or wondering if you should switch to the other side, I hope I can clarify it