Happy Year of the Rat! As we start a new year, I thought I’ll share what my Feng Shui master says how your zodiac sign will affect your 2020 investing performance. So good right. If you’re fired up by your investment predictions, Endowus is currently running a referral promotion for CNY to help you huat gao gao for the Year of the Rat. CNY Referral Promotion As you may know, I recently reviewed Endowus, a digital financial advisory firm that provides access to unit trusts at some of the lowest cost in the market. Here’s a quick recap: Endowus is a digital financial advisory firm that advocates an evidence based investing approach to investors.Depending on your risk tolerance levels, Endowus will recommend a mix of equity and bond funds to suit your needs.Cash / SRS funds will have access to low cost funds like Dimensional World Equity Fund and PIMCO Bond funds.CPF OA funds...