Dear Readers,

Thank you for coming here.

Welcome to the end of March. Hope we are all doing OK and hope this virus thing will be over soon.

Net-Worth increase from last month: -56K SGD

This is the biggest decrease so far to our Net-Worth since we started to track it about two years ago.

You guessed it. The decrease was due to the stock market crash.

Investment: -3.76% annualized return, incl. dividend

Compared to the annualized return of positive 7.83% last month, it is a huge drop.

We are experiencing the biggest paper loss since we started our investment journey, in terms of the absolute value. However, this is not the worst for us in terms of return rate. We have seen far worse. Maybe we can consider this a benefit of starting to invest at the peak of the market and experiencing the correction shortly after… Haha

There has been quite a lot of reports “confirming”

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