Author: Growing your tree of prosperity

The Art of the Good Life #35 : The Focus Trap

[ I’ll catch you guys later for my talk on Financial Independence, REITs and use of the leverage. Unfortunately, my voice is not 100% as I’ve had some sort of bacterial or viral infection for the past 2 weeks. But I can talk and may need some pauses to get a drink to carry on. I may also get hoarse as the talk goes on as I’m expected to speak for about an hour.  ] We’re a little behind on this series so we have some catching up to do. The second article this week is about focus. According...

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The Art of the Good Life #34 : Mental Relief Work

As we get older, I find that some of my friends are starting to become cranky old men. A friend who drives for Grab would tell tales of his life and talk about how horrible young people are today and why he feels like punching some of them to show them the error of their ways. I would always tell them that we’re too old to right all the wrongs in this world. At the broad level, a lot of us find themselves complaining, whining and bitching about the injustices of the world. This is often about the events...

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My next talk #1 – REITs, Leverage and Financial Independence

I’m not too sure whether it would be productive promote my next talk. Without any substantive marketing, I was told that 80% of the tickets have already been taken up. The registrants have already exceeded the number of seats available but as the talk is free, a substantial number of registrants would not show up. Nevertheless,  if you do not mind the risk of standing through out my talk, you can still register for the talk here : https://www.eventbrite.sg/e/accumulate-for-financial-independence-with-reits-tickets-48204881097 I thought perhaps I should talk about some of the heftier concepts of leverage over the next few blog posts...

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Help, I am becoming a D&D character !

When the directors of BIGScribe wanted to have a meet-up to plan the next event (click here if you want to attend my next talk which is free), I told Kyith that I’m always free because I was am still currently an “unemployed hobo”. Kyith then went onto the urban dictionary to get a formal definition of the word “Hobo” which I reproduce here : ” A hobo is an itinerant worker, a career which sprang up during the depression. A hobo, unlike a bum or a tramp, is more than willing to work, but mostly for a short duration, as their main impetus is travel, the...

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The Art of the Good Life #32 : Prevention

This chapter begins by asking ourselves what is wisdom ? This is a difficult question made more so if you play a lot of Dungeons and Dragons. In D&D, characters are defined by attributes in both Intelligence and Wisdom. Intelligence is a trait favoured by Wizards and governs language and skills acquisition ( in the appropriate edition ) whereas Wisdom, favoured by clerics,  determined your ability to resist spells that affect your emotions. Occasionally, a D&D player can end up with a character that has high Intelligence but low Wisdom and vice versa and it would be quite difficult...

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On Metformin and CPF Life

The price of thought leadership is that sometimes your ideas may sound batshit crazy. I suggest that you take this article with a pinch of salt and consult an medical expert before executing it. Metformin is a drug that diabetics often have to take for life. This drug is really cheap. I’ve been taking 850mg of Metformin twice a day for over a decade and did not face any side effects since I started. Tim Ferriss earlier on the 4 Hour Body first proposed that Metformin has the power to lengthen a healthy person’s life but of recent times,...

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The Art of the Good Life #32 : Envy

The most poisonous emotion in modern life is envy. This is so poisonous, it is probably an evolutionary adaptation. I would guess that even I have very little control over envy. Suppose I work for a company and the company practices a system whereby everyone’s salary is transparent. If I find out that my salary is below the median salary between my peers, I will be working hard to get out of my situation straightaway. One defence against envy is to live in a neighbourhood where your neighbours have a lower social economic status. Of course, if you wish...

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Blockchain use cases to take note of

I’m still a cryptocurrency bear. I have about $100 worth of Ethereum to give myself the incentive to follow this space because it is endlessly fascinating. One of the things I’m obsessed about is what will happen to Ethereum as it transitions to a new proof of stake algorithm known as Casper. I suspect all the investment into GPU mining gigs will become worthless and folks will start to try to own a more meaningful slice of ETH to make passive income. My own uneducated prediction is that ETH will lose its value after transitioning to Casper because mining...

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The Art of the Good Life #31 : Your Mental Fortress

The best ideas can be traced to the time of the Ancients. This chapter is all about Stoicism which has become somewhat trendy of late. It might be Tim Ferriss who started the trend in The Four Hour Workweek ? But modern Stoicism can be traced back to philosophers like Boethius, Marcus Aurelius and Seneca. It is not easy for an idea to withstand the test of time. The four recommendations of Stoicism, according to Boethius are : a) Accept the existence of Fate. b) Everything you have is impermanent. This includes your health, wealth, relationships and happiness. c)...

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Aftermath : Investors Conference 2018

The great thing about being gainfully unemployed is that I can react better to a major event such as Investors Conference 2018. I have spent the better part of yesterday with a Bloomberg terminal and can now write something on what the other speakers are saying. Note that it is not my intention to diss anyone’s investment strategy. Backtesting itself is highly subjective and results can vary when the backtesting period is varied. a) My own STI ETF presentation The BIGScribe directors are holding all speakers accountable for their claims. In this case, I am lucky because I did...

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After Action Review : Investors Exchange 2018

Yesterday was a blast ! I remember some familiar faces and I am quite happy that some of the folks who showed up a year ago showed up again to give us support. Here are some deeper thoughts on yesterday’s event : a) We should have staggered the fluffier talks with the hardcore ones  I think there was only one major area of improvement that all the organisers agreed with after the event. We should have ensured that a fluffier talk always followed through a technical discussion on investment. This way the audience will not lose their concentration in...

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Are diploma holders too "well-rounded" ?

It all started with Unintelligent Nerd who wrote to inform me about an online rant from an investor, whom I thoroughly respect, called ThumbTackInvestor who had gotten sick of people who complain about the stock market so he wrote something to rebuke them. You can find a link to that statement here. It is a super-entertaining read. I thoroughly enjoyed this rant. But in it, TTI made an obscure statement saying that if you have a diploma, you might be too “well-rounded”. I felt that this statement could be expanded into something more comprehensive so that readers can have be...

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The Art of the Good Life #30 : The Opinion Volcano

As a financial blogger, I have to admit that I cannot follow the advice of this chapter because my blog is the vehicle where I share my opinions with everyone no matter how ridiculous they may be. In a strange way, I get rewarded by my readers. In fact, my last post had an image of a bull having sexual congress with a bear, and it logged me 1000+ views within 48 hours. Let’s do something different for this chapter. The author says that most of the time, we do not need to share an opinion. In fact, having...

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Another personal update

Look like there’s still room for another personal update from the time I completed my training contract. a) Investors Conference 2018 I’ll be seeing you folks this Saturday on Investors Conference 2018 and once again we’ve managed to sell out all tickets. My rehearsals for this Saturday’s event is more or less done and to reward customers, I will be giving out four books if you can answer my quizzes during my talk, so keep a look-out for my event “F.U. Money” this weekend. I promise an F’ing great time ! b) No time for leisure ! I’ve been...

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Personal Update – Done with Training Contract !

To understand the changes happening to my career, it is important to understand the events that occurred months before my training contract ended. I was out with my pals and had a rough week at work, and two friends asked me a crucial question which I had never contemplated before. The question went like this : “When will you give yourself the permission to be happy ?” I was struck dumb by this question, but my buddies had a good point. I had been financially independent for four years and have paid for my family expenses and mortgage without...

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