Real estate is always a hot topic in Singapore. In fact, it’s been said that owning a private property is the number one Singapore dream. Investing in physical properties – condominiums, shophouses or even commercial buildings – can offer passive income in the form of monthly rental. Over the long term, there may be capital gains if your property appreciates in value. 

But with high property prices, not everyone can invest in Singapore real estate. Real estate investment trusts (REITs) offer a lower cost solution of investing in quality properties. Today, retail investors can invest in the best of Singapore’s real estate via REITs, all for a modest investment amount.

Whether you invest in physical properties or REITs, there are both advantages and disadvantages to think about. Consider these 5 factors before you make a decision. 

To purchase a rental property, you need to have enough