Evidence-based retirement planning: Growing and sustaining your wealth through systematic investing

Clients often tell us that they want to jumpstart their retirement planning and that they have a target amount in mind. That is only half the battle, or should we say beauty, of being invested. How we invest from retirement to death is critically important to sustaining our lifestyles, beating inflation, and improving our ability to live better.

In life, you have two “chickens”.

One is the “Work Chicken” - this is you - your work, creativity and labour are translated into the money you make from your efforts. We call this “human capital”. The number of eggs the work chicken produces typically grows through your working life (as your salary increases), but will slow down as you reach retirement. Then you have your “Wealth Chicken” - the money you accumulate, save, inherit (if any), and invest. We can call this financial capital....