Letting you know how much a condo costs is easy – the hard part is figuring out how to actually get the money you need! For this reason, Stacked is approaching some of Singapore’s top opinion leaders in personal finance, to discover how they’d do it. In this article, we’ve approached Timothy Ho, the Co-founder and Managing Editor from Dollars and Sense.sg, one of the leading personal finance sites in Singapore. Here’s how he’d do it: Question 1:  Many first-time buyers opt for fringe region condos in the range of $1 million to $1.3 million. Down payment involves a minimum of five per cent in cash, and 20 per cent in CPF. Assuming you and your spouse are Singapore citizens both making about $4,000 to $5,000 a month, how would you attempt to save (in preceding years) for the down payment?  Tim: Haha! as a Singapore citizen, my first choice...