I always look forward to receiving my annual SGX mailer in January, because they have very conveniently include a statement which shows both total holdings and dividends collected throughout the year. Outside this annual letter, I have to diligently track my holdings and dividends by myself throughout the year.

Total Income from REITs: $815.35

Total Income from non-REITs: $2524.62

Total Income for 2020: $3339.97

Average monthly income: $278.33

Average dividend yield is just below CPF interest rate, which made me throw the question of ‘what am I doing?’, but I also remembered that:

  • COVID has caused yields to drop across the board

  • Most of my market movements only came in after 2H2020, so the dividends are not fully realised over a full FY yet.

Unfortunately, I have also not been spending ‘diligently’, and keeping up with the criteria required in the various bank accounts to get a good interest rate.