How much do you/I value 10% return? I recently asked myself this question. We always hear about theoretical 5% or 7% or 10% annual returns, then we project it over 50 years and anyone can get rich. Of course, life isn't so simple. Recently I thought about guaranteed 10% return. Getting a guaranteed 10% return on an investment for 1 year is quite a good return. Getting guaranteed 10% return over a 2 year investment isn't too bad. Getting guaranteed 10% return over a 3 year investment is starting to become like a FD. 4 years is under 2.5%, some people are ok with this. Well, it's still a good FD rate. 5 years, also still a good FD rate. What if the chance is 90% chance of 10% return? When the market is doing poorly... Example like 6 months ago. There are a lot of bargain opportunities. So there's good chance to make 20%, 30% returns on other stocks. And there's a stock that has a...