After my recent review on Grab's newest PayLater service, I decided to delve in deeper into the wider Buy-Now-Pay-Later (BNPL) scene and check out what their competitors are offering. This opened up an entire Pandora Box, and to be frank, I was caught off-guard by some marketing tactics I saw and the lack of transparency when it came to communicating late fees. It is no wonder that the rise of BNPL services have been raising concerns among the authorities, who worry that it might lead to customers being "at risk of spending more than what they have budgeted for".  There's been a lot of flak towards BNPL services lately. Even our national newspaper wrote a scathing piece on this over the weekend: Source: The Straits Times. In this article, I'm going to teach you about the Pros and Cons of BNPL services, and to be fair, I'll also talk about the...