Now, after discussing investing options for our CPF-OA, it is only right that we discuss our options with our OA’s other half, our CPF-SA! What Is the CPF-SA and What Is It For? Like the CPF-OA, the CPF Special Account (CPF-SA) is one of three accounts in our CPF accounts. And like all accounts in our CPF, the CPF-SA serves its own purpose as well! The main purpose of the CPF-SA is to provide for the retirement of Singaporeans, in their later years. This is also why the CPF-SA cannot be used to pay off housing payments or educational needs! Remembering last week’s table, the percentage of your wage that is deposited into your CPF-SA are as follows: CPF-SA Benefits To help us achieve our retirement needs, the CPF-SA does provide quite a significant interest rate (risk-free no less). CPF-SA provides a base rate of 4% interest per annum on your balances. Like...