Photo by Ali Yılmaz on Unsplash

Dear Readers,

Thank you for coming here!

When I said towards the end of last year that there was a real possibility to hit my 40/40 target this year, I was making a few assumptions.

One of them was that the bonus would be paid out in Dec/Jan, which is wrong now that I know more about it.

So unless some miracle happens in the stock market, it is going to be hard to hit the target this year.

And judging from now, it does not seem the stock market is going to be too good this year, which may not be a bad thing.

But yes, the possibility is going to be real next year.

Photo by William Bout on Unsplash

It is one of my problems, reaching conclusion without really thinking it through.

Simplify things too much to avoid the complexity, missing