Around 3 years ago, as I was building up my CPF account, I did a similar post "Enough in CPF for Retirement?" after wondering how much I will need to accumulate in my CPF in order for it to be sufficient for my retirement.

Now, 3 years later, I have gained a much better understanding of the CPF system, Special Account Shielding and CPF LIFE and so I have decided to relooked at it again.

Similarly, I start by looking at how much Money (in today's dollar) I will need monthly when I retire at age 65.

With the recent inflation run up, most of the estimation in expenses have actually increased since 3 years ago. However, I have considered some "lifestyle deflation" such as less visit to restaurant for meals and less Grab rides for transport, in order to keep my retirement expense under controlled.

The cost of Medshield Integrated Shield