“Here’s how I became a millionaire by 30” Be it through comic strips on Instagram, YouTube videos or articles like the one you are reading right now, finfluencers have been rapidly gaining popularity not just in Singapore but around the world. Source: Giphy They churn out snappy yet highly educational content that fills the knowledge gap in personal finance. After all, who wants to take a four-year degree in finance and sit through boring af lectures where the professors are experts but just can’t seem to teach? While making financial education accessible is a good thing, therein lies a growing problem: Money advice that is shallow, downplays financial risks, or worse, downright predatory.