How should you manage your money? There are probably dozens of answers to the question. Everyone has a unique preference when choosing a budgeting tool. It depends on many factors like your money personality and financial goals. Because there is no one right answer, this leads to sometimes contradictory advice online. Some say you should physically write things down to practice mindfulness with money. Others preach automating your finances to eliminate the need for willpower to make good financial choices. The “best” tool is the one that works for you. This article serves as a guide for you to discover your preferences for a budgeting tool. Whether it’s pen and paper or artificial intelligence, the best tool is one you stick to in the long term. This post was written by a Guest Contributor. Best budgeting tools of 2023

• Best minimalist method of expense tracking: Kakeibo

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