“Kyith, you should give yourself a budget for food if you are planning your finances. This will give you more leeway on food choices because if you eat Cai Png every day it can be very stale and boring very soon!” We are currently on a company retreat and this was one of the little discussions that came about as we are interacting with each other. Recently, my colleague Chee Kian, Isaac, and I accidentally got into a weird lunch discussion about financial planning around food. These conversations become weird because traditionally, planning for your financial independence is more than just food: There are more expense line items. How much you use, or the frequency, the grade of the expenses changes over time, sometimes within your control or not within your control. You are assumed to be able to vary your spending especially when financial resources are constrained....