We Cannot Always Be Shifting the Goal Posts When Doing Retirement Food Planning
By Investment Moats  •  March 21, 2023
“Kyith, you should give yourself a budget for food if you are planning your finances. This will give you more leeway on food choices because if you eat Cai Png every day it can be very stale and boring very soon!” We are currently on a company retreat and this was one of the little discussions that came about as we are interacting with each other. Recently, my colleague Chee Kian, Isaac, and I accidentally got into a weird lunch discussion about financial planning around food. These conversations become weird because traditionally, planning for your financial independence is more than just food: There are more expense line items. How much you use, or the frequency, the grade of the expenses changes over time, sometimes within your control or not within your control. You are assumed to be able to vary your spending especially when financial resources are constrained....
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By Investment Moats
Investment Moats is set up by Kyith Ng and have been around since 2005. He aims to share his experiences making sense of money, how money works and ways to grow his money. It hopes that by sharing his experiences, both good and bad, season investors can advice and critique his decisions and new investors can learn from them and find their own style ...

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