YouTrip is a multi-currency card that allows us to spend and withdraw money in over 150 currencies worldwide at competitive exchange rates. There are no transaction fees or markups, and we can exchange currencies in the YouTrip app at any time. To start using YouTrip, simply follow these 3 steps:

• Download the app with your mobile phone
• Create an account (use a referral link for a $5 bonus)
• Top up your balance via PayNow (no fee), or credit card or debit card

Then, we can use our YouTrip card to make purchases at any Mastercard acceptance point worldwide Even better, we can also withdraw cash with no fee from overseas ATMs in over 200 countries and territories. With the recent YouTrip 2.0 changes, it will become my number-one choice for foreign currency expenses assuming that I’m not optimizing for the accumulation of air miles.

1. Refreshed YouTrip App UI

The first change is largely cosmetic to me....