Hi everyone, It's been a while since I post any new post on my blog. The reason is because of my packed schedule (work and family) which drains out all my energy for updating any post in this blog. Certainly I will try my best to squeeze out time for this blog and share my savings and investing experience with my readers. Recently, I have hitted my savings target of 160k!! But that result doesn't stay Long as I have invested in some small business (a joint venture with my wife and we do really hope that it work out) So now I am down to around 98% and hopefully I still have enough money for my condo down payment. This is certainly a risky bet for us because with the small venture that we start it might be a lose lose situation whereby our business didn't work out well ......