Remember that I wrote about surrendering my AIA Prime Life Special policy last year in August?

This is a follow up post on that. Quick and easy, I promise!

Let’s go back in time for twenty years, and it would be the year 1997. Ignore the glaring red words and focus somewhere near 1997, and it isn’t difficult to note the peak there and then.

With 72% allocation in fixed income, it is needless to say that the projections made back then would be pretty tough to achieve. Especially with the prolonged low interest rate environment. Well, it is what it is.

On the 6th of June 2017, the policy reached its 20th year anniversary. Before surrendering my policy, there are a couple of things to do – just in case.

What I did was to log in to AIA eCare portal, an extremely nifty website that AIA has for (Read more…)