Been busy with work recently as the Oil and Gas industry picks up. Furthermore, I am trying to work on the side to start a business. It another part of my journey towards financial independence. Hopefully things go well and I can share more with you guys soon.

Besides working on the above, I am also working to build up my bond portfolio.

No, I didn’t buy into the Astrea IV private equity bond or the recently launched Nikko AM SGD Investment Grade Corporate Bond ETF. I am putting my money into something better….
I am treating CPF as the bond component of my portfolio. So yes, I am literally working for my bond portfolio since the salary from my work goes towards contributing to my CPF or bond portfolio.

In fact, I have also been diligently transferring my OA to SA to get the higher interest rate. Where can you get