Dear Readers, Thank you for coming here. Happy and Healthy Chinese New Year! It is the end of the month, which means it is time for another monthly Net-Worth update. Net-Worth increase from last month: ~73K SGD The increase was mainly due to salaries, bonuses, leave encashment, company stock program, CPF contribution and interest. Our investment value and gain did not change due to the recent drop. I wish we could have this kind of increases every month. Over 2019 or more preciously the past 12 months, our average monthly net-worth increase is about 16KSGD. From next week, I will be on a new job, one with likely lower net income, less stability, more stress, heavier workload, less free time and much more traveling. Hopefully, it will also provide more learning opportunities and in time, opportunities to advance in career and income. I totally expect our net-worth increases to slow down going forward. However, I target to increase that number...