Author: Invest For Yourself

My portfolio aims for 50% local 50% international – Yours?

In the last few days, 2 blog topics caught my attention – one is about investment outside Singapore, particularly into the US markets and the other is about entering the market when everyone is fearful. The first topic was posted by SG ThumbTack Investor on 14-Sep: To Infinity & Beyond? Nah! The second topic was posted by BULLy The BEAR on 13-Sep: Sometimes, It’s Wise To Be Fearful When Others Are Fearful and a related one by Uncle8888 on 15–Sep: Can You Afford To Be Greedy When Others Are Fearful? All three are very enjoyable to read and at the...

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Random Thoughts about Last Week Happenings

It is a nice change after several week of losses to see “Greens” emerging on my Singapore and Hong Kong portfolios again. The Hang Seng and Strait Times Index gained about 2% each. While the gain on my Hong Kong stocks was more broad-based, this is not the case for my Singapore portfolio. The 3 local banks led the gain in STI. Relative to STI, the beta of my Singapore portfolio was 0.5 (calculated by Stockcafe), i.e. for every 1% gain/loss in STI, my portfolio valuation will move 0.5% up/down respectively. Hence, my gain was modest and none of my...

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IREIT attracts me

IREIT is currently #20 in terms of holding in my portfolio. After doing some simple analysis yesterday, I have decided to add more IREIT units in the coming days. A simple intro and highlights of IREIT can be found at the end of this blog. IREIT attracts me because: (1) It has a track record of 5 years as a listed company on SGX. I would consider its operations to be stable and reliable and performance is more predictable. Hence, I feel more confident in evaluating its performance. (2) At the current price, it provides an attractive dividend yield...

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Is dividend growth y-o-y a must? Am I too easily contended?

Let me first reflect on Aug 2019 before going to the main topic. It wasn’t a happy month for many investors. Most indices across the world went lower, with Hong Kong being one of the worst. Guess what, Singapore wasn’t far behind. These two trading hubs are bearing the backlash from the US-China trade war. Ironically, the US and China (Shanghai) stock indices are not faring too badly. Photo by Nextvoyage on Pexels.com Most of my equity investments are in Singapore and Hong Kong. Hence, I am seeing “red, red and more reds” everywhere across my equity portfolio. It...

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Thank you & Goodbye OUE Hospitality

The uneasy peace in Hong Kong was broken yesterday. It just added more frost to the freezing winds that are blowing through the global markets since China and President Trump escalated the trade war tension in the last few days. (Sigh) Anyway, this blog is not meant to be a pessimistic one. It is one to record my farewell to OUE Hospitality (OUE H) Trust and share my purchase of more Eagle Hospitality Trust and Raffles Medical Group shares this week. OUE Hospitality Trust I sold the last of my OUE H share on Friday after I gotten my...

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Investing In Uncertain Times

Should I be surprised? Thanos Trump just snapped his fingers again and the US stock markets (and probably the rest of the world come Monday) had a rude shock and reacted violently. (Sign) … how should we invest in such turbulent and uncertain times? Even big corporations are struggling with investment decisions now with so much flux in the market environment. I hope by sharing my thoughts, I will also get your advice to finetune my strategy further. Stay Invested First question, should we stay invested or withdraw totally from the stock markets? I think we should stay invested....

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Index Portfolio ensures I stay invested in the market regardless

“Index Portfolio Delivering its Value” was the last time I wrote about my index portfolio many months. Then in the dark days in Dec 2018, my index portfolio stayed solid and was above the water when everything else seemed to be sinking. So fast forward to today, I thought I will do a write-up on my index portfolio to record its current status and share this tool with you. Intro to my Index Portfolio You probably have not heard me talking about my index portfolio if you only started following my blog in 2019. So, let me just do...

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My Star Dividend Contributors Revealed

Following my post yesterday, some of you had inquired about my dividends. Sorry I am not comfortable to reveal but I am happy to share my STAR dividend contributors in Q3 and also Year-To-Date. Photo by rawpixel.com on Pexels.com Recap, my dividend yield year to date is 4.5% on cash investment. It is spread out relatively well over the 3 quarters, averaging about 1.5%. Qtr-1 was a shade lower but not much. I like the current profile as it means that I get passive income throughout the year. Below is the Top-10 for Q3 2019 alone. It is not...

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4.5% Yield Year-To-Date, helped by Leverage

The last company on my watchlist reported its quarterly results and dividend declaration on 14-Aug. Along with that, I was able to establish that my dividend yield on cash investment (up to today) is 4.5%. I do not see an issue meeting my 5.0% target by end of the year. My dividend yield received a boost because I started to increase my use of leverage in shares investment this year via a margin account. I am conscious that i should not over-leverage and I have kept a limit of 30% leverage on total investment as an absolute MAX. I...

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The Importance of Diversification

For those who followed the local stock market, you would not have missed the big news that YangZiJiang (YZJ) Shipbuilding has requested for a trading halt after the Singapore Exchange (SGX) flagged “unusual price movements” in the company’s shares on Thursday 8/8/2019. It had fallen 20% or $0.26 to S$1.04 on heavy volume of 83.7 million shares traded before its trading was halt. It also dragged down the STI Index as YZJ is one of its component stock. There are many speculation of why its share price was hammered so badly, so much so that the company has to call for...

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SReits are beginning to show weaknesses

It would be so boring if I write another blog post about what I bought again. So I will start with a different topic before doing a short one on my “Buy” this week … Yes, its another “Buy” week for me amidst all the chaos in the market recently. SReits are beginning to show weaknesses While reviewing at my SReits watchlist, I am seeing “reds” coming out from many SReits counters. In my watchlist, about 1/4 of the SReits are showing up as “red” – I have programmed them to show up as red if they drop more than 3%...

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Buying continues

Last week, I mentioned about my inflection point when the value of the shares I bought exceeded those that I sold. It was a fresh change that came after a continuous 8 week of shares sales. This week, the buy trend continues. In fact, I didn’t sell any. Fo reference, STI index dropped almost 3%. Just to share my transactions this week with you. (1) I bought UOB shares at end of the week following the news of increased interim dividend distribution. At this price level, UOB dividend yield is an attractive 4.7%, which is comparable to DBS. I...

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My $Buy > $Sell for a Change – an inflection point?

A subtle change but an important one for me – for the first time in many weeks, my $Buy is more than my $Sell this week. For some of you who have been following my blog, you will know that I had been doing pretty aggressive selling in the past 2 months. So, it is quite a change for me. Let me try to recall what I bought this week … just to share with you Ah … yes, I accumulated more Raffles Medical shares. It has become a habit for me to accumulate it when it started approaching...

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From “SPH” to “Keppel” week – Expected Dividends & Dates Table attached

The past week was a relative quiet one for me. No major changes to my portfolio because there wasn’t any reason for me to do anything. STI index gained 6 points or just moved just 0.2% in the 5 trading days. On the contrary, the US market was in full buoyancy, breaking records after records. The US investors must be wondering where was the trade war. Once again, it points to me the need to have diversified portfolio. I have some exposure but it is not big enough to move the needle. While US see no trade war impact, it...

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Couldn’t resist the temptation … I touched even the untouchables!

First, I like to thank all the subscribers who have signed up for regular updates from this blog. This week, the number of subscribers surpassed 200! Thank you all for your support and I hope you will continue to find this blog relevant to your investment and F.I.R.E journey. It is another incredible week again! My portfolio was up 10% over the last 5 days helped by second tiers “blue chips” and the relentless march forward by the SREITs. The 3 major US indices also broke record levels this week. BUT In contrast, our local stock market barometer =...

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