Search Results for: miles

A new milestone for SG Web Reviews

SG Web Reviews stormed past 51,000 pageviews today. This is a new milestone for my blog and to be honest, I am very pleased that my blog’s readership has been rocketing over the last six months. Although I started this blog three years ago, I stopped blogging for quite a while in 2011 because of work commitments. At the end of 2011, pageviews for my blog was 8500. The increasing popularity of SG Web Reviews is a compliment to me and serves to reinforce in me that I am going the right direction. I hope that by the end of this year, my...

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Coffee with FFN and Robert Miles

Robert P. Miles is an internationally acclaimed keynote presenter, author and distinguished authority on Warren Buffett and Berkshire Hathaway. Pursued by journalists and media moguls on just about each and every move that Mr. Buffett makes, Robert is a long-term shareholder of Berkshire Hathaway. He also has had the great honor of getting to know Warren Buffett, the man and the remarkable wealth-building strategist.  FFN: In which year did you start divulging into the world of Warren Buffett and what got you started in the first place? Robert Miles (RM): I first became interested in investing with Warren Buffett’s company Berkshire Hathaway...

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My Passive Cash Flow Milestones

I have 3 milestones for my Passive Cash Flow – namely $10,000, $50,000 and $100,000. Let me tell you that generating my first $250 is the toughest unless you are willing to move that first step into the passive cash flow journey. However, after overcoming $250, I am able to move on to $500, to $1,000, to $2000 and beyond. It is a slow and steady process. A milestone needs to have a value and a date. The Most Difficult Problem I Have Faced The most difficult part of the whole process is the question that lingers in my...

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$20 approx per block of 1,000 KrisFlyer Miles via HSBC Credit Cards

HSBC Credit Cards have a promotion whereby: The new HSBC rewards programme allows cardholders to purchase Rewards Points in blocks of 1,000. Every 2,500 Rewards Points = 1,000 KrisFlyer Miles. HSBC allow cardholders to purchase 1,000 Rewards Points for S$8. 2,500 Rewards Points= 1,000 KF Miles= $20. There is also a S$42.80 annual mileage transfer fee. Essentially, you get to travel at discounts over SIA’s published rates. Award Tickets are also more flexible. You are able to change dates, flights, so long as the flight change is a same tier city (e.g. 29,750 KF Miles gets you one way...

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Answering Singaporean’s Question: Does It Make Sense To Be Getting A Degree?

Many tertiary students are facing yet another milestone. To get a degree or not? Poly students are stuck between wanting to work right after obtaining their diploma and getting a degree, but is it the better option? Degree vs Diploma In this article, we break down the cost of obtaining a degree and compare the salaries of fresh graduates from polytechnics and universities. Course Diploma Degree Business $2,000 $3,600 Engineering $2,200 $3,200 Science $2,350 $3,600 Design $2,200 $3,200 Information Systems $2,000 $3,300 Out of the number of students going into a degree, approximately 70% of those students are from...

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Portfolio Update: October 2017

In less than two weeks’ time, it would mark 7 years dabbling in the stock market for me. Besides these monthly updates, it has been some time since I wrote exclusively about investments and I shall be preparing a series of posts just for this milestone. Yup, peak period for my work is over and I have more free time these days. Month-on-month, the portfolio rose pretty significantly by $7,000 to reach $428,000 and it’s amazing that the 15HWW Permanent Portfolio is nearing $160,000 in value. This is supposed to be a defensive portfolio but over the past two years,...

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How to seduce customers to voluntarily pay their annual CC membership fees

Remember a time several years ago when financial bloggers and bleeding heart people were sharing in forums how to “save” money by calling your credit card companies and asking for waiver of the annual membership fess? I guess the message was so successful that it was “understooded” no one pays our credit card annual membership fees. Those who do are either so rich they couldn’t be bothered, or they are “bei kambings” who didn’t know better… Imagine if you were working in one of these credit card companies. How to turn this situation around as each dollar from these...

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Working Adults: What Are The Best Ways To Pay Bills In Singapore?

A typical working adult scenario – Paying bills In our Seedly personal finance community, we asked our members which were the best way to pay their bills in our #SavingsSaturdays discussion. Here’s what we uncovered: Nearly 100 respondents chose to pay via credit cards. We found out more strategies which we will share below.   This seems to be a recurring topic most working adults consider on a monthly basis. Especially since we take on the responsibility of paying our bills such as Utilities, Telco, TV, Entertainment, Spotify, Netflix etc. TL;DR: It’s best to Pay Bills using card to earn...

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Save Money On Your Wedding Banquet: Credit Cards You Should be Using!

Prices of weddings in Singapore could range between $30,000 and $60,000 and that is if you keep it simple. A few articles back, a guest writer gave a breakdown on how much an average wedding in Singapore costs and an average of $30,000 alone is spent on the wedding banquet.   With the banquet taking up more than half of the wedding expenses, all the more reason we should find ways to save money when we can! Here are some credit cards that you can benefit from: TLDR; – Best Credit Cards For Different Rewards Earning Miles: Citi Premier...

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Working Adults: Should You Transfer Your CPF From OA To SA?

A common working adult dilemma In our Seedly personal finance community discussion recently, we found that one of our avid members posted an article on his/her own experience behind hitting the magical number of $40k in the CPF SA (special account). We soon found out also that in the discussion, this seems to be a recurring topic most working adults consider on a daily basis as seen in the CZM blog. Even CPF often advocates topping up of SA balances to plan for retirement early. Hence, this article serves to bring you the hard facts and share with you...

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Going on Holiday to Hong Kong and Indonesia!

KPO and CZM will be going on holiday for the next 2 weeks – Hong Kong for 5 days and Indonesia (Bandung and Jakarta) for 6 days! Our total expenses before we even go for the trip are as follows: Disclaimer – I did not pay for all the trip. The KPO is referring to our KPO Expense Fund :) Our flight to Hong Kong is through Jetstar (without luggage). If you are wondering why the flight to Bandung is so cheap, I have written an article on how/why we decided to use miles to exchange for it – KrisFlyer...

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Cory Diary : Portfolio Updates 20170916, STI Comparison

When 5.05 pm hits yesterday, STI ended lower at 3209.56 which is sweet and bitter. What this mean is STI has performed 11.4% increase ytd excluding dividend. Is a little bitter because if you look at the chart below STI Index is one of my larger position. Interestingly my XIRR excluding “Fixed Income” hits 12% finally beating STI if we exclude dividends. No prize for my next milestone. There is no fresh fund injection since last withdrawal in April. I do not foresee funding injection till end of year. Trading has been curbed some. However as I may have...

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Choosing Hong Kong For Our First Family Holiday Destination

In June 2017, Heartland Boy’s family reached a mini milestone- they embarked on their first overseas holiday together as a family! Of course, trips to neighbouring Malaysia should not be counted! This is definitely a memorable occasion worth penning down in this blog. For Heartland Boy, this was a moment 29 years in the making! A confluence of factors made this family vacation possible: His parents finally shut down their hawker stall and were waiting to find new jobs. The children are working adults who can help finance this family holiday Heartland Boy was guilty after making too many...

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DirectAsia and Shell Escape motor insurance rewards program

Direct Insurance has gained momentum in recent years. One of the pioneering online insurer DirectAsia Insurance has formed a new partnership with Shell Singapore – that is the first partnership of its kind. This partnership will reward both new and existing DirectAsia motor insurance customers, who are members of the Shell Escape loyalty programme, with a host of exclusive perks and services: Free 24-hour breakdown assistance A dedicated claims hotline for Shell Escape Cardmembers Airline miles Shopping vouchers with participating brands and malls Up to 3,000 Shell Escape points that can be redeemed for $100 worth of Shell fuel Benefits For Car Insurance Owners Type of Customer Cover Type Benefits when...

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I just lost $100 cashback from POSB Everyday card

Like all budget savy young couples planning their banquet, we all aim to clock as much rewards be it cashback or miles from our banquet purchase. After all, a banquet, even at a restaurant, sets us back to a 5 digit sum for more than 100 pax. My partner and I have decided to hold our banquet at a Chinese restaurant next year. So, a few months back, we made our deposit of $2000 to lock in the wedding date. Prior to this, I was at my desk calculating the different cashback I would receive using various cards. After...

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