Search Results for: miles

Where’s Your Mercedes?

An elderly man was taking a smoke break with his younger non-smoking colleague. “I have a question to ask, says the colleague. “How many packs a day and for how long have you been smoking?” . “3 packs a day for fifteen years,” says the smoker. “Fifteen years!” the colleague remarked in awe. “That’s costs so much money. At $10 a pack of cigarette a day, you’re spending $10,950 a year not accounting for inflation and in 15 years, you would have spent $164,250! If you had invested that money at a respectable interest rate for the past 15 years, you’d...

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Why The RWS Invites Membership Is Value For Money

Resorts World Sentosa holds a special place in the Heartland Couple’s hearts. They celebrated many important milestones at this lifestyle destination resort. It started with Heartland Boy proposing to Heartland Girl at Ocean Restaurant. Their journey with RWS culminated with their wedding reception at Tangerine restaurant in ESPA. It was a beautiful restaurant that allowed them to hold the kind of wedding they envisaged. As a bonus, this one-off expenditure allowed them to qualify for the RWS Invites membership. Throughout the year, Heartland Boy has been working his RWS Invites membership hard to achieve incredible savings. Here is his...

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A second that lasted for eternity

There’s so many things to take picture of and to take videos of, especially when you have a kid. There are kind advice to take more videos and pictures so that you can remember those special ‘first’ that happened for your child. I remembered that when I was younger, I don’t really have much photos to show for. But at the very least, I have some photos to show for. My parents had a lot lesser, and my grandparents even less so. Perhaps each major milestone, they will have a family portrait or so. Those formal, all suited events...

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LPG, Newspaper, and TV

Liquified Petroleum Gas At my current weekend sales gig, one of the home appliances that I help “promote” are hobs (stoves). When we sell a hob, we need to ask the customer whether they are using piped PUB gas (aka Town Gas), or using those blue liquified petroleum gas (LPG) cylinders. Of course the majority of customers are using PUB piped gas. I’ve noticed the minority still using LPG are the elderly (60s and above). And learnt something I didn’t know before – there are some ancient HDB flats that have no piped gas installed for the whole block!?...

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Positioning my portfolio for aggressive growth

There have been a number of transactions prior to my plan here. While I seek to acquire long-term income producing assets, I have to figure out a way to capitalize aggressive growth opportunities. In the last paragraph of my previous post, I have written a note on this. If executed successfully, this helps to produce a much larger warchest which I can reinvest to buy higher dividend-yielding stocks and reits. This method will speed up my end goal of “Project Silver Milestone”. On hindsight, I can choose the tried and tested method of buying up good old firms that...

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How To Have $1 Million Dollars For Retirement

$1 Million is a special milestone for retirement, advocated by many financial practitioners too. Why is $1 Million important for retirement? To lay out the context, $1 Million actually isn’t really a lot of money for retirement. Assuming you have $1 Million dollars at the age of 55 and retire and live till 85 years old, you can spend about $33,333 every year from age 55 onward. This is about $2777 per month for expenses which really is just enough factoring inflation in the future. $1 Million on the other hand is a good base for creating a steady...

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1H 2017 Sillyinvestor Inc Intern Report

Chairman Message: 1H2017 is a bull run, with the world drunk on Trump’s tax promises, financial deregulation. Sillyinvestor Inc did not gain much from this bull run because there was plenty of profit taking throughout the 1st Half of the year. 1.The company did reach a milestone, and that was the portfolio size including cash finally crosses 100K. We sold Accordia Golf Trust, Yangzijiang, SIngpost and Venture. All except SIngpost were exited with a profit. Singpost Loss is neligible as we manage to buy at a low price. The only buy action was centered at silverlake axis. The story...

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A decade of reflections … and mumblings

It seemed like yesterday when i penned the post for the 9th anniversary last July. You should read it if you are new to my blog as it summarized my journey and recapped some of the key articles and milestones for the blog since 07.07.07. Reflections of my journey so far   It was an interesting week for me where i received 3 invitation emails from Shareinvestor, Deal Street Asia and Small Caps Asia on the same day to be either a panelist on Invest Fair 2017 or for a media interview. Unfortunately i have to turn down these invitations...

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10 Years As A Passive S-Reits Investor Recap

2017 is a special year for me as couple of milestones (in regard to investing or trading in stock market) have been reached.  One of those is being a decade of passive S-Reits investor.  Prior to 2007, I did invest in S-Reits but mostly on a short to mid term basis in which after getting dividend and seeing some capital gain just sold it off.  However, a personal experience then got me decide to become a real passive S-Reits investor. Then S-Reits were considered defensive stock (as for now whether that still valid I’m not sure) given that the...

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Portfolio Update – May 2017

It has been 6 months since we I started blogging and unknowingly, the blog has crossed another milestone, it has more than >10k views! Thank you to all the readers out there and I hope that you guys enjoyed whatever stuffs we are sharing. CZM sort of lost interest cause she says this blog is not making money. We applied for Google AdSense but was rejected. lol. Let’s see if she ever returns… Our portfolio grew by 3.85% this month mainly due to capital injection. We saw some weakness in the price of Capitaland when it fell from a high...

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No One Is Going To Pay for your Expensive Wedding

If you’re holding a grand wedding to impress your guests, then you’ve gotten it all wrong. A wedding is about YOU and your partner, and NOT your guests. They’re the sidekicks, the spectators, the audience there to celebrate what is possibly the most important milestone of your life. 10 years ago, the average cost of a hotel table was less than $1000 but now, the rates have escalated to $1500 – $2000 on average. Isn’t that scary? The inflation rate for weddings is about 10% every year (that hotel / photographer / makeup artist your friend used for her wedding...

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Sheng Siong share price inflated?

Sheng Siong is a local supermarket chain with 43 outlets located across Singapore. Listed in the Singapore stock market, this counter is popular among investors. When it got listed in the SGX mainboard on 17 August 2011, the IPO price was $0.33. Fast forward six years later, the share price has surged past the $1.00 milestone recently but investors must be wondering if Sheng Siong share price is inflated. With a population of 5.3 million, the market for supermarket chain is very small in local context. Furthermore, the market is also saturated with other players, not to mention the...

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How It Felt To Fly On The Singapore Airlines Suites

Last week, my wife and I flew Suites on Singapore Airlines for the first time for our honeymoon. We did it by redeeming our miles (here’s how to do it – though some of the info is outdated), because we couldn’t afford to pay full price for it. It was awesome, although I felt like a kid who had sneaked into a cocktail party for millionaires – like I wasn’t supposed to be there. Now, here’s the thing: I hate reading “influencer” posts with beautiful, filtered pictures of their VIP experiences with captions like “The perfect place to catch up on my reading” #blessed #wanderlust #sponsored. Social media has...

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How It Felt To Fly On The Singapore Airlines Suites

Last week, my wife and I flew Suites on Singapore Airlines for the first time for our honeymoon. We did it by redeeming our miles (here’s how to do it – though some of the info is outdated), because we couldn’t afford to pay full price for it. It was awesome, although I felt like a kid who had sneaked into a cocktail party for millionaires – like I wasn’t supposed to be there. Now, here’s the thing: I hate reading “influencer” posts with beautiful, filtered pictures of their VIP experiences with captions like “The perfect place to catch up on my reading” #blessed #wanderlust #sponsored. Social media has...

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Consolidating my portfolio and diversifying

Been busy recently, and trying to start an Amazon ecommerce business as a sideline to provide additional cashflow (as well as doing some additional due diligence in reading materials related to it). Haven’t had much time to work on my watchlist as well. Finally got to combining my US and SG portfolio together, and thus will track something like the FTSE All-World Index funds for a better comparison. On a side note, I have achieved a total portfolio size of 50k now. Still relatively small but at least it is a milestone :) As portfolio gets bigger (pity my...

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