What a change of mood and retail sentiment in the stock market between Mar 2020 and now, Feb 2021.  Oh yea, remember, Singapore is still in one of its worst recession historically and the world in still fighting the pandemic. What did Old Turtle did since Mar 2020 when market tanked to the lowest and my stock portfolio lost around SGD 180k unrealized or around 36%-40% as I am almost 95% vested in the market?  Well, I did nothing much but just by staying calm (don't read too much financial news and chats in InvestingNote, LOL) and executing my plans accordingly while I am luckily (I really have to count my lucky stars) holding on to my full time job, unaffected by the recession unlike many of my countrymen in the tourism and aviation sector.  Major Actions: 1) Local Stock Market: With limited cash, I recycled one of the stock...