Credit cards are handy tools for us to maximise our spending. Aside from awesome sign-up promotions and earning cashback or miles as we spend, some credit cards even give us complimentary travel insurance, airport lounge access, 1-for-1 deals and more. Source: Giphy BUT There comes a time when we have to pay for these perks, in the form of annual fees, which are $192.60 for most entry-level credit cards. And depending on how much you spend or utilise said perks, these fees may end up costing you instead of allowing you to save. Luckily, you can waive credit card annual fees simply by contacting your card issuer which is typically a bank! Intrigued? Here’s how you can do it, along with some useful tips on how to be successful with a waiver! TL;DR: Waive Credit Card Annual Fees Singapore Guide Bank Hotlines (From Singapore)Bank Hotlines...