Fun fact : In total, about 120,000 individuals hold more than S$5.7 billion worth of SSB as at the start of 2022. FYI: Read These 37 Things To Become An Expert On The Singapore Savings Bonds. Well, it seems that Savings Bonds fatigue has kicked in, again. The Singapore Savings Bonds SSB interest rate history has been inching upwards ever since the FED embarked on interest rate hikes in an attempt to combat inflation, with the past SSB interest rates going from the lows of January 2022 (First Year 0.45%, 10-Year 1.78%) to the highs of December 2022 (First Year 3.26%, 10-Year 3.47%). https://www.turtleinvestor.net/singapore-savings-bonds-historical-interest-rates/ The good (or bad) news, depending on how you see it, is that interest rates will likely continue to rise, albeit at a slower rate, through 2023 till the end of next year. As usual, this is good news for savers, but bad for home-owners....