Which Bank gives you the Best Fixed Deposit Rates in January 2024? As shared by Mrs Wow, Fixed Deposits are a great way to fill up your Bucket 1 (Cash and Equivalents). This is part of my retirement strategy. If you have this book titled “Retire Smart” written by Lorna Tan, one of the pages wrote about filling different buckets for your retirement. If you do not have the book, never mind. Mrs Wow at Wow Pursuits had written an excellent article about The Retirement Bucket Strategy and how to practically apply it. So if you are keen to understand more, visit the link above. As forecasted by many financial bloggers and financial advisors, the interest rates offered by Banks are expected to be lower than last year. According to the news, inflation has rather stabilized so we may not expect further rate hikes. Having said that, we are also not expecting interest rate cuts in the earlier part of 2024....