By Derek • January 3, 2024
My yearly CPF ritual is to perform a voluntary cash top-up into both my own and parent’s CPF, to support our retirement and enjoy tax relief at the...
By Derek • September 11, 2023
All good things must come to an end? MoneyOwl is closing by the end of the year and I have been a customer for the last 3 years. However this is...
By Derek • April 9, 2023
It is with a heavy heart that I bid farewell to a fellow financial blogger, CreateWealth8888 or Jacob. I have known CW8888 since 2008 - that's almost...
By Derek • November 14, 2022
A quick update before I go for a long vacation. My Lazy Man Portfolio Aside for a slight increase in the cash position, allocation is pretty the...
By Derek • July 8, 2022
More negative news amid the on-going war in Ukraine - Crypto prices crash, higher interest rates, inflation and the threat of a recession is not far...
By Derek • April 19, 2022
This is a continuation of my journey to convert from HDB to bank loan. You are read about part 1 here. A month or so after I have visited the...
By Derek • April 5, 2022
War. War never changes. Quote from the Fallout series The biggest single event that happened so far this year is not the Covid but the war in...
By Derek • April 3, 2022
Since my parents are eligible for the Matched Retirement Savings Scheme (MRSS), it would make sense to take advantage of it to boost their retirement...
By Derek • January 13, 2022
Featured image by Garo Uzunyan on Unsplash One of my financial resolutions for the new year is to top-up my CPF early to enjoy to enjoy a higher...
By Derek • January 1, 2022
Total interest earned is about $8,000 which is respectable considering that I wipe out almost my entire CPF-OA to purchase my HDB. A quick round-up...