Author: Early Retirement SG

Question : What is Inflation?

Woah this is a good streak. Many comments by readers which allow me to express more things. Especially things that don’t impact me… Cos when things don’t impact me, I don’t think about writing about it. Cos I don’t even know it needs to be written about. So you guys might think I’m mad. All of us should know what is inflation… but yet strangely, I don’t think I’ve ever written about it. Cos… yea… it doesn’t affect me… What the hell?!?! I’ll the story short… How much can you eat? If you understand this statement, there’s nothing much...

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Question : The Ideal Partner (Part 2)

Unintelligent Nerd has requested for me to share a can of worms with all of you. And since all of us love delicious worms, I suppose I shall share my stash. LOL, I’m totally ok with talking about this. I think “love” or “the one” is really a TV creation. Personally, I feel there is no such thing. It’s definitely not easy to find an appropriate partner. I’m not saying that it doesn’t exist, but the idea that there’s a lightbulb that goes “ding!” and I know who I’m going to marry… I think that isn’t how it works....

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Question : The Ideal Partner

Reader Ben has highlighted a very important question. With my frugal/freegan lifestyle, how did this affect my relationship with my wife and how did I discuss this with her. Ok, one thing to note, this is based on my experience. Everyone is different. Everyone’s partner is also different, so there’s a lot of variation involved in this. Sometimes, it’s also quite hard for me to relate to some issues which readers/people highlight, cos a lot of times, I foresee or preempt the issue and I take many steps to prevent the problem before it becomes an issue, so I...

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Question : Taking the leap

Another brilliant suggestion raised by reader RB35. I’m really happy to have readers give comments and I can talk a little about them, cos a lot of times I think about things that are somewhere at the back of my mind but doesn’t make it out as a post til someone triggers the memory. Here’s the cut of what RB35 suggested… And then I went to his blog to check out and found this bunch of questions which is pretty much related to the above question. ​ Ok so first question, how to execute leaving when it is easier...

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Question : About living your own life

Special thanks to H for asking these questions… Why I like these questions and put them as a post instead of just a comment is that I think many of us struggle with this or have thought about them, and if I reply as a comment then it’s likely going to be missed out and maybe someone else may have the same feelings so I think it’s good to share how I’ve handled these stuff… As always, these are my own opinions and how I handled these situations based on my own experiences so… if it helps you that’s...

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Why I don't get involved in charities (Part 2)

Kuriko has further highlighted more background on charities and I think it would be interesting to talk a bit more about it. ​ Below is the comment, emphasis my own. Regrettably, for a typical project – in a ‘great’ case – the amount of funds given by donors that directly goes to the intended ground beneficiaries is around 30%. Mostly, it is around 10%. And… if the recipient involves the government where corruption is serious, that may dwindle to 5% or less. Now that is quite discouraging if you expect that at least around 50% would go to the...

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Why I don't get involved in charities

There are many different types of charities. Those that help the poor, those that help people who need medical assistance, those that help street dogs, etc etc etc. It’s a long list. I have a very different way of looking at all these charitable organizations. You see… I have a belief that nothing is really good, and nothing is really bad unless you take into account the effect Cause and effect. What is the effect? Is the end result good? If it is then it’s a good thing. But if the end result is not good. Then it doesn’t...

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Living a good life

I received 2 very interesting comments from my previous post. Cos I do think about these stuff. But many times, I don’t formulate my thoughts around them so it doesn’t appear as a post until someone comments or asks stuff. So I really appreciate it when readers give a comment which triggers some of my thoughts which I had thought of but never bothered to talk about. ​ Ok usually, I put the comment in my main post cos I feel it’s like giving credit to the person to inspired the post. But if you don’t like it please...

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Stressed over nothing

For the more regular readers, most of you know that my wife and I are able to pay off our housing loan anytime. It has been this way since many years back. I never really thought about the effect of this until only recently, due to me getting involved in freegan living. You see… There is really nothing left to do. Nothing much to be stressed about. Our biggest commitment has been settled. Our biggest monthly expenses is our allowance to our parents and our insurance payments. The car is a part of her work. If she changes job,...

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Say yes to the dress

I’m sitting in my hotel room as usual. Watching TV… As usual. And this show comes up… And I love this show… “Say yes to the dress” on TLC. It’s fun, it’s drama, it’s a short and stress free show. Just the kind of show I like. If only it wasn’t reality. I mean seriously??? $1000 or more for a wedding dress? That you’re likely going to only wear once?! How do people justify that kind of spending? You could buy a washing machine AND a fridge for that kinda money. But I suppose… It’s really the fun on...

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It's not about what you want to give. It's about what they want to receive.

I’ve posted something similar before. I was thinking about stuff as usual. I’ve recently been sending some free vegetables from my collections to my mum. And she’s been grumbling that I’m overloading her and that she can really consume so much. So she passes them on to my sister… I’m totally cool with that. But I was wondering. Why would she be grumbling at me??? More free food. What’s so bad about that? Then I remembered the days when I stayed with my parents. My mum always cooked a lot for dinner and I would usually clean up the...

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How to have time to do anything

When was the last time you said you don’t have the time to do something? I don’t have time to do charity work? I don’t have time to exercise? I don’t have time to play with  my children? I don’t have time to travel? I don’t have time to visit my parents? Seem familiar? All of the above? Is pure rubbish. Everyone has time. Everyone has 24 hours a day 7 days a week and most of us have around 80 years of life. So everyone has more or less the same amount of time, especially on a day...

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I never expected to save money this way

I’ve mentioned this before. I had a change in weekend schedule and somehow this has allowed me to save a large amount of money. It was quite unexpected. My wife and I used to go out on Saturdays to walk around and eat some nicer food for breakfast and lunch and come home by around 2pm. Then maybe go out for a simpler dinner. But basically, on Saturday, we used to go out to eat all our 3 meals. Then on Sundays, we would visit our parents and spend the whole day there and come home after dinner at...

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Where do all the expensive cars come from?

A reader sent me a topic to write about. Very interesting topic which I did think about. There are many expensive cars in HDB carparks. Who owns them? How much do the owners earn? Cos I, myself also has felt how come I can’t afford such a vehicle. There are many ways to look at this question or comment, and of course I don’t have all the answers, but I’ll try to shed some light with what I know. Observation bias Firstly, there are a lot of expensive cars in HDB carparks. But, there are also a lot of...

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Total amount prepaid this month

This month has been insane. As I mentioned many times, due to my freegan activities, my daily grocery bill has dropped to almost zero. Along with my free vouchers from my wife’s AIA Vitality app. Furthermore, due to a change in weekend schedule, we go out to eat less. We used to go out on Saturdays and visit parents on Sundays. However our parent visits have been changed to Saturday. BUT, we don’t really have mood to go out on Sundays cos we just want to rest a little at home. So as a result, even Sunday meals are...

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